Looking back, this seems like exactly the deja vu of what happened to me last year. When I was halfway through my savings challenge with the savings club, I had to dip into my stake to cover an urgent loan I was asked to take out. And this time, the exact same thing is happening, and at the same time of year. Even though this puts me a bit further away from the goal I set at the beginning of the year, which I must meet by mid-December, I'm not too worried because I feel there's still time to reach the values I set for myself. Or so I hope 😂.
As time and days pass, I'm also slowly racing to reach 16,000 HP and 1,600 HBD staked in my savings wallet. This is the goal I set for myself at the beginning of the year, and hopefully, I'll achieve it by the end. As I mentioned in my previous post, last month I took the trip that allowed me to finally explore all the provinces of Argentina, and of course, I needed money to do it. To achieve this, I had initially planned to use 500 Hives and 200 HBD from my savings, plus the earnings from the posts during those days. This was a great help, but spoiler alert: it wasn't enough.
Three weeks traveling as a guest in northeastern Argentina, taking various buses to get from one place to another and paying for my accommodations per day, cost me a total of over $700. It was a great trip, one I loved, and fulfilling my travel goal filled me with joy. I didn't regret the money I spent because it was totally worth it, and I know I'll get it back sooner or later. Besides, as I always say, it would have been worse if I hadn't had it.
Now that I'm settled in my house, ready to stop spending so much and aiming to recover from that huge expense, a new one arises for me. In less than a month, my sister needs some extra funds to move out of the apartment she's renting. Renting an apartment in Argentina is a big deal, and it takes a lot of money, so I know her request is truly serious. Since she needs almost $275, I decided to get these funds from my stable savings. In part, it's a good thing my past self made sure to have them for emergencies like these and be able to contribute to her request.
Along with this drop in my savings, I now owe myself about $475, plus the weekly payments I must continue to make between now and the end of the year. Currently, my wallet has almost 822 HBD, barely half of my year-end goal. But since my commitment to Hive is daily, day after day I'll contribute as much as I can to try to reach 1,600 HBD. As for HP, I'm not worried because I'm at over 14,200 and I know it will be easier to reach my goal of 16,000. I need discipline, but I'll do my best 😃.
Another thing I hope will help me in the coming months is that I'm planning to get a job as a Food Engineer. Having a salary from a real-life professional job will undoubtedly impact my Hive income, which I hope to stop taking after so long. When this happens, I'll be able to save the amounts I need more quickly, while also hoping my KE ratio will improve a bit. I'm eager to see how everything goes in the coming months: it will be a real savings challenge, but I'm going to stick with it 🙂.
With lots of love. / Con mucho amor.
Lau 💕.
